Consumer

New Car Financing

Make Your Dream Car a Reality with Easy and Affordable Financing

Buana Finance offers flexible new car financing solutions, providing a range of products tailored to your financial capabilities. Enjoy low interest rates, affordable down payments, and lighter monthly installments — making it easier for you to own your dream car.

Used Car Financing

Convenient, Speedy, and Affordable

Enjoy the convenience of owning a used vehicle through Buana Finance's financing solutions, with a wide selection of brands and models. Benefit from easy application requirements, fast approval process, and affordable installments with competitive interest rates and flexible terms of up to 5 years.

Enjoy the convenience of owning a used vehicle with Buana Finance’s financing solutions, offering a wide selection of brands and models. Benefit from simple application requirements, fast approval process, and affordable installments with competitive interest rates and flexible tenors of up to 5 years.

Buana Finance provides easy and accessible loans to meet your needs.

Easy Application Process

Easy-to-meet requirements and fast credit approval process

Competitive Interest Rates

Enjoy competitive interest

Guaranteed Security

The security of your vehicle's BPKB (Ownership Document) is fully guaranteed throughout the loan period

Flexible Term Options

Get financing facilities with fixed interest rates and customizable loan terms ranging from 1 to 5 years.

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Estimated Monthly Installment

*The financing amount is an estimate and may change at any time

Estimated Monthly Installment

*The financing amount is an estimate and may change at any time

Online Form

Complete the form and provide your personal information to proceed with loan approval.

Confirmation

Our Call Center will reach out to you after you’ve completed the required information.

Survey

Buana Finance will conduct a survey as part of the next step in the process.

Fund Disbursement

The loan funds will be disbursed to your registered bank account.

Frequently Asked Question (FAQ)

What types of cars are eligible for financing through Buana Finance?

Japanese vehicles: maximum age of 12 years
Other vehicles: maximum age of 10 years

What is the loan tenure for new and used car financing?

Passenger vehicles: up to 5 years
Pick-up, double cabin, truck, and blind van (commercial): up to 4 years

What is the minimum down payment required?

Commercial vehicles: 25% (calculated from the vehicle’s selling price)
Non-commercial vehicles: 20% (calculated from the vehicle’s selling price)

What are the charges for delayed installment payments?

0.2% per day, calculated from the number of days past due.

What are the applicable fees?

Fees include: administrative fee, insurance, provision fee, and down payment.

Are there any charges for settling the loan early?

The debtor has the right to repay the loan, including interest and other applicable charges, before the end of the credit term, subject to a penalty and administrative fee as stipulated in the Consumer Financing Agreement.

Where can I find more details about this financing program?

Please contact the nearest Buana Finance branch.