Consumer

Early Settlement

Buana Finance provides options for those of you who want to pay off loans faster (prepayment). Here are some things to consider in the faster repayment process:
 

Penalty and Administration Fees

You have the opportunity to pay off the loan along with interest and related fees before the credit period ends. However, please note that there will be penalty and administration fees in accordance with the provisions stated in the Consumer Financing Agreement.

Consumer Financing Agreement

Calculation of the remaining liabilities will be carried out by referring to the effective interest equivalent to the flat interest stated in the Consumer Financing Agreement, in accordance with the agreed Credit Facility Summary.

Accelerated Settlement Payment

Prepayment (accelerated settlement) can only be made by transferring to the PT Buana Finance Tbk account.

Late charge

If there is a delay in payment, early settlement will be subject to a late fine and collateral security fee in accordance with the policies applicable at Buana Finance.